I'm the founder of a Fin Ed social impact venture "KaizenRhino Solutions" whose mission is to reduce to Zero individuals unbanked and underbanked through establishing an Asset Ownership Standard. Presenting the Asset Ownership Standard as a solution design to multigenerational poverty is my example of a solution design that is the perfect example of the "Resistence that Awaits New Ideas/Innovations". AOS helps the UN achieve SDGs # 1-5-10, the OCC-FDIC-Federal Reserve achieve their CRA Modernization goal of 100% Financial Inclusion plus the Financial Inclusion Bill by Congressman Scott of GA directive to the Office of Community Affairs to identify a solution to being unbanked and underbanked.